Muhammad Raza – Chief Operating Officer

Muhammad Raza is a seasoned professional with over 25 years of rich experience and commendable achievements in the various areas of operations and in the Insurance & Takaful industry of Pakistan. He has worked at high level positions in different companies including State Life Insurance Corporation, Sindh Insurance Limited and Habib Insurance Ltd.

After progressing through multiple senior-level management positions at various companies, his vision and passion for Islamic Finance inspired him to take the opportunity of joining Takaful industry and is presently heading the Operations department of Pak-Qatar General Takaful.

Muhammad Raza has completed Associateship from Chartered Insurance Institute – UK (ACII) which is the highest International General Insurance qualification. He also holds PGD in Islamic Finance & Banking from PAF-KIET and has done other certifications which includes CITIP (Certificate of IT for Insurance Professionals) and CTP (Certified Takaful Professional).

Mr. Raza has been instrumental in designing efficient policies, overseeing customer service and implementing technology solutions, besides evaluating risk and ensuring compliance with regulations. He is a responsible leader with analytical skills and has in-depth knowledge of the business. He has proven himself as company’s main adviser on all issues relating to operational functions and has implemented latest developments to ensure that the company maintains its competitive position in the industry and achieves long-term success.